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Friday, February 22, 2013

Sari Sari store owner wins

 
6/55 1 winner
Draw date: 2/27/2013
Jackpot Prize 81,670,273.20 
11-13-18-20-21-23


6/49 0 winner
Draw date: 2/28/2013
Expected Jackpot Prize 67 million


6/42 0 winner
Draw date: 2/28/2013
Expected Jackpot Prize 25 million


6/45 1 winner
Draw date: 2/15/2013
Jackpot Prize 44,075,287.80


Sari Sari store owner wins

A 53-year-old owner of a sari-sari store in Cagayan Province won the P44,025,287 for picking the winning combination of 8-17-22-24-39-40 for last Friday’s Megalotto 6/45 draw. (Feb.15,2013)

The bettor picked the combination using the birth dates of his 5 children and the karaoke song number of Frank Sinatra’s “My Way”.

Friday, February 15, 2013

Secrets of Filipino tycoons revealed




6/55- 0 winner
Draw date: 2/23/2013
Expected Jackpot Prize 68 million


6/49- 0 winner
Draw date: 2/21/2013
Expected Jackpot Prize 50 million


6/45- 1 winner
Draw date: 2/15/2013
Jackpot Prize  44,075,287.80
8-17-22-24-39-40


MANILA, Philippines - Henry Sy, Lucio Tan, George Ty, John Gokongwei, Andrew Tan and Manuel Villar are some of the richest people in the Philippines.

What is the secret to these tycoons' success? Wilson Lee Flores, a veteran journalist who has interviewed the country's top tycoons, recently shared some anecdotes that sheds some light on how they became the wealthiest men in the country.

In an interview on ANC's On The Money last Wednesday, Wilson said many of these tycoons went through difficult times when they were young.

"I noticed one thing that tycoons, including tycoons in the Philippines, have in common is that many of them have gone through some hardships, whether personal, financial or family," he said.

"(Metrobank owner) George Ty told me, 'everyone who wants success should be able to pay the price whether in terms of hard work or discipline'."
Tycoons such as Lucio Tan, Villar and Gokongwei share a similar rags-to-riches story.

"Lucio Tan and Manny Villar are from the school of hard knocks. They are self-made men... Lucio Tan did not finish college so he went to night school every night but he compensated by working very hard and always reading a lot. He reads a lot of Chinese history and philosophy... Manny Villar is a self-made man who came from a poor family but he went to one of the best schools in the country UP," Flores noted.

Villar, a senator and one of the biggest property developers in the country, was born to a poor family in Manila and helped his mother sell fish in the market. Last year, Forbes estimated Villar's net worth at $720 million.

Gokongwei, who owns Robinsons malls and Cebu Pacific, was born to a wealthy family but after his father's death, he had to drop out of school to sell rice and scrap metal. The net worth of the JG Summit founder was pegged at $3.2 billion.

"(Gokongwei) is not just hardworking but one thing I admire about him is that he is probably the most well-read tycoon in the Philippines... He studies non-stop even though he was a high school dropout because he was poor," Flores said.

Frugality

Another common trait of tycoons is their sense of frugality.
"Frugality is already inculcated in the Chinese culture. One of the tycoons I know, she said throughout her life she has never bought any designer clothes and she's one of the wealthiest in the country," Flores said.

Andrew Tan, who owns Megaworld and the Philippine franchise for McDonald's,  used to walk to school because he wanted to save his jeepney fare. His net worth is now estimated at $2.3 billion.

"He used to walk to school to save on jeepney fare... But when you meet him, akala mo he's the son of a wealthy person, he's very refined, and well-off type," he said.

Even Lucio Tan, the second richest man in the country with a net worth of $4.5 billion, didn't fly business class or first class on planes.

"Before Luico Tan became PAL owner, he never flew business or first class. He always rides economy class... I heard one time his executives were in business class and he was in economy," Flores said.

When Gokongwei was a young businessman, he still kept on renting a home, instead of buying one.

"He told me a lot of businessmen in the Philippines, the first thing they do when they become wealthy is they build a big house. His thinking is, inuuna muna niya factories and businesses and he didn't make the house a priority... He would prioritize building factories since they were cash cows," Flores said.

While the tycoons are frugal, it is never to the point of depriving themselves of life's pleasures.
"They lead simple lives," Flores said.

Discipline 

Many of the top tycoons are also very good with time management and are very disciplined. Some tycoons like Gokongwei and Ty don't attend any evening parties or social events, and are very athletic.

Ty, the founder Metrobank whose net worth is $1.7 billion, is very disciplined about swimming every day.

"He swims every day for half an hour. He's been swimming since he was in his 20s and now he's 80," Flores said.

"Gokongwei does the treadmill and swims. He also takes a 20 to 30 minute nap, which I think recharges him. He works Monday to Saturday," Flores said.

Filinvest's Andrew and Mercedes Gotianun, whose net worth is around $825 million, are also very low-key and private.

"Andrew and Mercedes Gotianun are very low key but they are extremely hard-working. I heard they hold meetings at 6 a.m. with their executives. They lead disciplined lives," Flores said


Source:  Cathy Rose A. Garcia, ABS-CBNnews.com

Friday, February 8, 2013

Philippine charity sweepstakes office


PCSO Main Office:
PICC Secretariat Bldg, CCP Complex,
1307 Roxas Blvd., Pasay City.



BOARD OF DIRECTORS

Chairman Juico
Hon. Margarita P. Juico
Chairman of the Board


Dir. Ma. Aleta Tolentino Dir. Betty B. Nantes
Hon. Ma. Aleta L. Tolentino
Member of the Board
Hon. Betty B. Nantes
Member of the Board
Dir. Mabel Mamba Director Joaquin
Hon. Mabel V. Mamba
Member of the Board
Hon. Francisco G. Joaquin III
Member of the Board


Atty. Araullo
Atty. Eduardo G. Araullo
 Board Secretary VI 


Office of the General Manager

Hon. Jose Ferdinand M. Rojas II
General Manager
Concurrent Department Manager PR & Publicity Department


Winning the lottery: Does it guarantee happiness?


By Elizabeth Landau, CNN

(CNN) -- She was a mother of three living in a small apartment and working four jobs. And then, as if in a fairy tale, she won her state's lottery last year. But the story doesn't have the happy ending you might expect.
She didn't do anything overly extravagant after the $1.3 million got slashed in taxes. She bought a house, got a new wardrobe at the Salvation Army, cut work down to just one job and invested the rest.
And then came the phone calls: promises, marriage proposals, accusations, threats. People who used to volunteer to help her do things wanted money for their trouble. Family members, she says, tried to run her life, and control her money.
"Sometimes I wish I could change my name and go somewhere and hide," said the woman, who asked not to be identified to prevent further attention.
It's fun to think about what you would do if you played lottery numbers that brought in millions of dollars. But, disillusioning as it may seem, big winnings can come with big costs, especially because of the greed of others, experts say.

RELATED TOPICS
Jim McCullar of Washington state, who claimed half of the Mega Millions $380 million prize Thursday, said he was initially afraid to come forward because "all we saw were predators and we were afraid to do anything until we got down here with police protection."
McCullar is "not going to know who to trust and whether he can even stay and live in the same hometown," said Steven Danish, professor of psychology and social and behavioral health at Virginia Commonwealth University.
Lottery winners sometimes experience high-profile misfortune. West Virginia businessman Andrew "Jack" Whittaker Jr. is a well-known example; he won $112 million after taxes in 2002. Among his personal tragedies since then, his granddaughter and daughter have both died, and he has allegedly been robbed several times.
Another case is Abraham Shakespeare of Florida, who was slain after winning a $31 million lottery prize. A friend was charged with murder in his death last year and has pleaded not guilty. Shakespeare, Whittaker and other unlucky winners have been featured in documentaries such as E!'s "Curse of the Lottery."
Winning money in a lottery isn't always a "Lost"-style curse, of course. Lee McDaniel, 67, of Stone Mountain, Georgia, won $5 million in the Georgia Lottery last year. He says he has seen no downsides at all and doesn't have anyone in his life after his money. He remodeled his house, bought a large RV and a Jeep, and invested a good chunk of it at low risk.
Aside from those material upgrades, one of the greatest parts of winning, in his view, was being able to help his sister in California, who needed a leg amputation. She would have had to live in a nursing home, but McDaniel gave her enough money to build a ramp in her own home. He and his wife also gave money to other relatives, just because they wanted to.
"I don't feel that I have changed. I am just very secure financially," he said.

If money could bring happiness
Research in psychology and economics has found that people do get happier as their income increases, but only up to a certain level where they are comfortable. One of the more recent studies on the subject, published in the Proceedings of the National Academy of Sciences last year, found life satisfaction rises with higher incomes up to a household income of about $75,000, and levels off afterward.
In general, the research on the happiness of lottery winners is mixed. A 2006 study in the Journal of Health Economics of lottery winners in Britain who won up to $200,000 found an improvement in their mental well-being two years later. But an often-referenced study from 1978, comparing 22 major lottery winners with people who did not win, found no difference in happiness levels between the two groups.
There's not an extensive amount of study in this area, but experts have a few ideas about how to make that initial thrill of winning last longer and increase overall satisfaction.

Have a plan
You've probably fancifully imagined what you might do with lottery earnings, but those who do well have serious plans for where they want to be in five years. Lottery winnings can help them get there, said Danish, the psychology professor.
Those who don't have clear life goals are more likely to feel overwhelmed and fumble with the money, even more than before winning, he said.

Be a giver, not a lender
It's a common experience that giving away money makes people feel good, and science backs that up. A 2008 study in Science found that people were happier spending $20 on others than they were on themselves. In general, research supports the idea that people feel good when they feel they are making an impact with their money in a personal way and a sense of shame when they are stingy.
Indeed, most iReporters said they would use $380 million to help the world, if they won that kind of money in the lottery.
But if someone asks you for help paying a bill, that's a different story. If a friend owes you money, and you see him or her go have a nice dinner, you feel offended, said Michael Norton, associate professor of business administration at Harvard Business School, who co-authored the Science study.
"When you become the rich person, who other people look to, it can actually erode the social bond that you have with people, because it changes your relationship from friendship into almost like a transaction," Norton said.

Invest in making memories
It's a personal decision, of course, but research supports spending money on experiences rather than material possessions. Not only do going places and seeing things lead to more happiness, but experience-oriented people are better liked by others than those who are materialistic, a 2010 study found.
And that's partly because once we buy something, we get used to having it around, and it no longer gives us the pleasure it did in the first few days following a purchase. An experience, on the other hand, can be enjoyed again and again when you remember it and tell others about it. Likewise, if you suddenly get a lot of money and spend it all at once, you might not get as much happiness as you would if you spread it out over time.
If you slowly change your lifestyle so that you keep appreciating that new money, you'll most likely be happier than if you quickly make large adjustments at once, Norton said. For example, you could make a point to take a big trip once a year, rather than putting it all into a house.
And that might be why Harvard economist Guido Imbens found that lottery winners who received annual payouts averaging $20,000 (in 1986 dollars) were happier on average -- the recipients got to have the excitement of getting more money each year, rather than adjusting to one lump sum.

Does money change you?
It's not clear that winning money changes personality, and it's impossible to know how people's lives would have gone otherwise had they not won, Norton said.
The woman who used to work four jobs said she doesn't feel that she's changed -- but a lot of people around her have. She's grateful for what she has but feels scared to lose it.
"I don't know whether 'happy' is the word," she said. "I'm still trying to grasp it."


Friday, February 1, 2013

The unlucky winner




6/49- 1 winner
Draw date: 1/31/2013
Jackpot Prize  P69,103,170.00
11-14-23-39-45-47


9 Jackpot winners  for the month of Jan. 2013

6/55 - 2 winners
6/49 - 2 winners
6/45 - 1 winner
6/42 - 4 winners



6/42- 1 winner
Draw date: 1/24/2013
Jackpot Prize  P13,641,613.20 million


A worker from Baguio City who took care of his ailing eldest brother until he died and sent his four nephews and nieces to school won the P13,641,613.20 jackpot in the Lotto 6/42 draw last Thursday.
.
He will buy a house and lot and engage in business in Benguet.

The winner is an on-and-off bettor before he finally hit the jackpot in the Lotto 6/42 draw last Thursday with the winning combination 12-19-24-33-34-41.
The winner used his and his brother’s children’s birthdates.




The unlucky winner
By: Nick Carbone

“Winning the lottery is the worst thing that ever happened to me.

Winnings: $31 million
Time until bust: 20 months


Billie Bob Harrell, Jr. thought his problems were over when he won the $31 million Texas Lotto jackpot in June 1997.

Nearly broke and constantly moving between low-paying jobs, with a wife and three children to support, the first of his $1.24 million annual payouts seemed like the light at the end of the tunnel. Instead, it was the beginning of an annus horribilis for the 47-year-old Texan.

It started out joyful: he quit his job at Home Depot, took his family to Hawaii, donated tens of thousands of dollars to his church, bought cars and houses for friends and family, and even donated 480 turkeys to the poor.

But his lavish spending attracted unwanted attention, and he had to change his phone number several times after strangers called to demand donations. He also made a bad deal with a company that gives lottery winners lump-sum payments in exchange for their annual checks that left him with far less than what he had won.

When Harrell and his wife Barbara Jean separated less than a year later, it was the straw that broke the camel’s back. His son found him dead inside his home from a self-inflicted gunshot wound on May 22, 1999, shortly before he was set to have dinner with his ex-wife.

While family members disputed the idea that Harrell could have committed suicide, he clearly wasn’t happy with his life; he’d told a financial adviser shortly before his death that “Winning the lottery is the worst thing that ever happened to me.”