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Friday, October 22, 2010

Life of a lotto winner






My friend never fails to bet the lotto because he is a consistent bettor. He follows my advice on how to win a lotto jackpot.He has his plans ready just in case he wins the jackpot.

I know my friend very well because we grow up together in the province.
I saw how he live his life during those old days, how the ups and down were.
Ive seen him down to the wire.
I've seen him living off everything that belonged to him. Selling his watch, his radio cassette and personal belongings just to get by. He even told me once he have nothing left to sell on his personal belongings.

I often wonder what would happen if my friend wins the lotto jackpot? Probably he would just drop everything and fly back to our province. my favorite place on earth, and start a new life there. Seeing old friends, making new friends, doing new things in a completely new environment. The thought of it excites me no end. I Imagine him living it up, without a care in the world, having millions in the bank. Having a big business, living in a big mansion , driving the latest Suv, having his old radio cassette which he sold way way back replaced to a home theater components with 3D Tv. Having the latest Nokia cellphone model, the latest laptop,I pods and other electronic gadgets. Seeing him like a 16 years old 4th year high school working student all over again and just as a happy go lucky guy.
I'm sure that his winnings wont go to waste because he knows what a hard life means.


Just as I feel happy for him and my energy level peaking, reality sets in, Before I could think of it, I saw him, he was back to his daily routine job, and to the realization that this will just have to be a dream .... for the moment for him until he wins the lotto jackpot.

Friday, October 15, 2010

Worlds Billionaire 2010



What if your name appears in number 11 in the worlds billionaires list ?
You would say its impossible, this is just a dream. It will never happen.

What if your name appears in number 11 top richest person in our Country ?
Well chances are, it could happen.

Well, nobody else is responsible for the state of your life.
Just you.

All you have to do is start moving!

Do something productive.

Whatever it is that you want in life, start doing it. There is no reason you can’t start now. I’m sure you can make something up, but there really isn’t any excuse for not doing it now.

Don’t sit around smoking or drinking and say you don’t have enough money.

Start doing it with whatever you have at this time.

Dream big .....

Tomorrows 6/55 lotto jackpot prize is almost 230 million pesos or the 6/49 lotto jackpot prize of 120 million pesos and other coming jackpot prizes. Who knows you might be the lotto jackpot winner on some of this draws, So you may start from this seed money and reach your dream to become the number 11 wealthiest in our Country and say, Well why not?



Worlds Billionaires...

by Ed Biado

1. Carlos Slim Helu – At 70 this man is the richest person in the world with an estimated net worth of $53.5 billion. His wealth comes from a successful telecommunications empire (Telmex, Telcel, America Movil) in Mexico and the surrounding region.

2. William Henry Gates III – Perennially the wealthiest since 1995, Bill Gates was ranked number three in 2008 and number two this year. At only 54, he has amassed riches to the tune of $53 billion, thanks to the Microsoft Corporation.

3. Warren Buffett – A close friend of Gates and fellow philanthropist, the top dog at Berkshire Hathaway takes the third spot in this year’s billionaires list with $47 billion. The 79-year-old Buffett has investments in many industries including insurance, energy, manufacturing, service and retail.

4. Mukesh Ambani – With $29 billion, this Indian business magnate is the richest man in Asia and fourth worldwide. The 53-year-old heads the largest private sector enterprise in India, the Fortune 500 Reliance Industries.

5. Lakshmi Mittal – The second Indian in this year’s list has a net worth of $28.7 billion. Mittal, 59, is a steel tycoon and CEO of ArcelorMittal, a global company headquartered in Luxembourg. He is currently the richest man in Europe, fifth overall.

6. Lawrence Ellison – Securing the sixth place with a net worth of $28 billion, 65-year-old Ellison is co-founder of Oracle, a giant enterprise software company. In July, The Wall Street Journal reported that he is the best-paid executive in the last decade, collecting $1.84 billion in compensation.

7. Bernard Arnault – This 61-year-old Frenchman places seventh in the list. His personal wealth amounts to $27.5 billion, courtesy of a global manufacturing business. He is the founder, chairman and chief executive of LVMH Moet Hennessy Louis Vuitton, the largest luxury goods conglomerate in the world.

8. Eike Ruhrken Batista – Spanning crude oil and natural gas, mining, shipbuilding, logistics and medical, Batista’s EBX Group provided the 52-year-old Brazilian with $27 billion to secure the title of eight richest person in the world.

9. Amancio Ortega – Founder of the Inditex Group, the company that owns fashion brands such as Zara and Massimo Dutti, Ortega, 74, is the ninth richest in the world with a net worth of $25 billion this year. The Spanish corporation operates more than 4,350 stores all across the globe.

10. Karl Albrecht – At age 90, the wealthiest man in Germany is also the tenth wealthiest in the world. Albrecht’s $23.5 billion comes from Aldi, a discount supermarket chain that has branches in many parts of Europe, the United States and Australia.

Friday, October 8, 2010

Rags to Riches to Rags


I Found this article very interesting about a lotto jackpot winner. A lesson to be learned for all lotto bettors once you hit the jackpot. This is a typical story on how you spend your winnings and how you share with other people. read it carefully because you will see how those people you help and shared your winnings would do when you are back in your worst situation.

By KEITH MORELLI

HUDSON - From a ruined family life to a $13 million Florida Lottery jackpot to abject poverty and ultimately federal prison, Rhoda Toth's life has more chapters than "War and Peace."

The final chapter, she said last week, fresh out of a halfway house and now on her own, is a long way off. She's hoping for a Disney ending.

Her Lotto saga began on a rainy night in May 1990 when she was sitting around with her second husband, Alex. They had $27.20, but he decided to drive to the Circle K on Trouble Creek Road in New Port Richey and spend $5 on Lotto.

He came home and left the ticket in the car, with windows down, all night. It turned out to be one of three winning tickets for a $47 million jackpot.

That came to $13 million for the Toths, who instantly went from living from paycheck to paycheck to multimillionaires.

Looking back, she has a surprising perspective.

"It was my worst day," she said.

From the beginning, she said, she knew they were handling their good luck badly. They decided to get payments over 20 years and the yearly payment came to $666,666.66.

"It was too many sixes for me," she said. "My husband said it was evil money." That may have been prophetic.

They lived it up

They lived large for a while. They went to Las Vegas, Lake Tahoe and Atlantic City, N.J. They took their friends, way more than they knew they had.

They gave away cash to their entourage indiscriminately. One woman, a cousin, got a new car; another got $47,000 in cash to pay off her mortgage.

There were suddenly lots of friends, lots of hands held out and the Toths couldn't think of a reason not to be generous.

"I felt sorry for them," she said. "We took care of family and we took care of friends. We took care of people we didn't even know. The more you did for people, the more they wanted."

The Toths traveled. A lot. They did the talk show circuit and Rhoda even met Oprah Winfrey. In 2001, the Toths sat in the front row of the Miss America Pageant in Atlantic City. She still has the gold-painted ticket.

"I met Donald Trump," she grinned.

Rampant gambling by her husband dipped deep into the windfall, she said. "He went down to Tampa one day and lost $75,000," she said. "Once, over a week in Tahoe, he lost $400,000."

It caught up with them. The 3,000-square-foot home - with a $92,000 swimming pool - the couple bought in Hudson was put up as collateral for a loan and eventually was foreclosed upon.

A few years later, the couple sold the remaining installments to an annuity company so they could pay their bills. A short time later, they ended up in a mobile home, getting electricity from a car engine and drawing drinking water from buckets filled at neighbors' homes.

Then the Internal Revenue Service came calling.

The Toths were charged with tax fraud, though Rhoda Toth said all their financial affairs were in the hands of accountants. The IRS said the couple owed about $3 million and filed criminal charges.

The stress took its toll on Alex Toth. In 2008, he had a heart attack and died just before the couple was to go on trial. Before he died, he wrote a letter to his wife saying his death would be better for them.

In some ways, she thinks, it was. He was in a better place, she said, and the IRS relented on charges that could have landed her in prison for 24 years and imposed a $16,000-a-month fine for the rest of her life.

She pleaded guilty and was sentenced to two years in federal prison.

"The hardest thing I have ever had to do, except for burying my mom and dad, was turning myself in and flying to Texas to go into prison," she said. "I had never seen the inside of a jail. It was very scary."

She did time with women who had committed much worse crimes, such as one who murdered her husband and chopped him up with a hatchet.

But she made friends at the Federal Medical Center Carswell in Fort Worth, Texas, and eventually fit in, she said.

She wouldn't trade the friends she made in prison for the friends she had when she was a multi-millionaire.

"You can trust your friends in prison more," she said. "You only have your word in prison and that's a lot."

The friends she had when she was rich, she says, are nowhere to be found now that she is poor. "Gone," she said. "They are just gone. I bought a car and a home for my friends and when I went to prison, I didn't hear from anybody."

When her time was up at Carswell, the federal government gave her $50 in cash and bought a $152 bus ticket for her from Fort Worth to Tampa.

That was in April. She was placed in a halfway house in Tampa for three months and then cut loose. She still has to serve seven months probation but is free after that. Free and broke.

'Down to nothing'

"I am down to nothing," she said. "I don't have a penny in my pocket." She hailed a neighbor. "Hey!" she yelled. "Can I bum a cigarette?" He handed her a cigarette and a lighter.

Toth, 53, will begin collecting a widow's pension and disability this month that amounts to $1,084 a month, out of which she has to pay $100 a month to the IRS.

She lives with her son and can't work because she is disabled. She has multiple sclerosis that occasionally flares up, leaving her senseless, unaware of where she is or what she is doing, she said.

She walked through her dilapidated mobile home with a visitor last week. Tears welled up in her eyes. Just before she went to prison, she took up with a boyfriend. He told her he would wait for her.

Instead, she says, he lived in her mobile home and eventually sold her furniture, pulled the copper wiring out of the walls and shot windows out from inside the home.

He ended up leaving and returning to his wife in Massachusetts. "I never knew he was even married," Toth said.

She's alone now, except for her son and his wife and her grandchildren, and they fill her days.

She's not sure how she will get back on her feet, but feels confident it will happen.

"I wish I had my life back before all this," she said, in the foul-smelling mobile home, looking over to where her china cabinet used to be.

"I come here and do a lot of crying. I pray every day that I am going to wake up and this will be nothing but a nightmare."

Still, she's hopeful things will turn out well. She's being counseled by a pastor and has a probation officer who is helping her adjust to freedom and living on a short budget.

"In the long run, something good will come out of this," she said. "If not, it's a lesson to be learned."

Any advice for big money winners? "Get a good attorney and get a good accountant," she said. "And get counseling. Don't let family and friends control what you do with your life."



Important lesson to be learned for lotto bettors just in case anytime now you hit
the lotto jackpot.

Remember this what Mrs. Toth said:

"We took care of family and we took care of friends. We took care of people we didn't even know. The more you did for people, the more they wanted."

The friends she had when she was rich, she says, are nowhere to be found now that she is poor. "Gone," she said. "They are just gone. I bought a car and a home for my friends and when I went to prison, I didn't hear from anybody."

Any advice for big money winners? "Don't let family and friends control what you do with your life."

Friday, October 1, 2010

Praying mom wins P 405 million pesos


This is a story about a Filipino lotto winner way back 2007 who won P 405 million pesos because she prayed for help and that prayer was answered.


By The Denver Post
Posted: 11/27/2007 07:16:17 AM MST

Gloria Aguda plans to pay off mortgage, help her family from her $9 million ( P405 million pesos )lotto prize money.

Gloria Aguda was on the verge of losing her home to foreclosure and couldn't afford a trip to the doctor. Depressed, the 50-year-old Fountain resident prayed for help. Last week those prayers were answered when she matched all six numbers in the Lotto drawing for a $9 million (P405 million pesos ) jackpot.

"My heart was pounding so bad," said Aguda, a single mother of two adult sons who has worked two jobs to support her family.

The family struggled to make ends meet as Aguda also studied to become a medical assistant. "My kids have worked so hard to save the house," a tearful Aguda said in a statement released by the Colorado Lottery.

She plans to pay off the mortgage on her home and other bills with the cash lump sum of $4.5 million she opted for, Colorado Lottery officials said.

Aguda also will provide financial support for her extended family, including a partially blind brother who lives in her native Philippines. The money will also allow Aguda's sons to finish college and pay off school loans.

She purchased the winning Lotto ticket from the Safeway at 6925 Mesa Ridge Road in Fountain. The store will receive a $5,000 bonus for selling the winning ticket, Lotto officials said.